Commercial Property Insurance

Get affordable insurance with GMI

Commercial Property Insurance safeguards your buildings, equipment, inventory, and other business assets against fire, theft, vandalism, storms, and other covered perils.

Commercial Property Insurance is essential because unexpected events such as fire, vandalism, severe weather, and other covered losses can cause costly damage to your business property. It can also include Business Income coverage, helping replace lost income and pay ongoing expenses if your business must temporarily close due to a covered loss.

Who Needs Commercial Business Insurance?

If your business owns, leases, or operates from a physical location, Commercial Property Insurance can help protect your investment. It’s a smart choice for businesses that could face costly repairs or lost income after a covered loss, including:

  • Retail businesses

    Owners of stores, shops, showrooms

  • Offices & professional services

    Owners of agencies, accounting firms, insurance and law offices

  • Manufacturing & workshops

    Owners of small manufacturing, repair shops, studios

  • Auto-related businesses

    Owners of auto repair, detailing, tire shops

  • Commercial Landlords

    Owners of office buildings, retail centers, warehouses, and other commercial rental properties

  • Contractors & Construction Trades

    Construction contractors and skilled trades with tools, equipment, workshops, or storage facilities

How much does commercial property insurance cost?

Several factors affect your insurance cost, including:

  • Type of property
  • Your operations
  • Year built
  • Location
  • Property size
  • Coverage amount required
  • Policy limits