Commercial Property Insurance
Get affordable insurance with GMI
Commercial Property Insurance safeguards your buildings, equipment, inventory, and other business assets against fire, theft, vandalism, storms, and other covered perils.
Commercial Property Insurance is essential because unexpected events such as fire, vandalism, severe weather, and other covered losses can cause costly damage to your business property. It can also include Business Income coverage, helping replace lost income and pay ongoing expenses if your business must temporarily close due to a covered loss.
Who Needs Commercial Business Insurance?
If your business owns, leases, or operates from a physical location, Commercial Property Insurance can help protect your investment. It’s a smart choice for businesses that could face costly repairs or lost income after a covered loss, including:

Retail businesses
Owners of stores, shops, showrooms

Offices & professional services
Owners of agencies, accounting firms, insurance and law offices

Manufacturing & workshops
Owners of small manufacturing, repair shops, studios

Auto-related businesses
Owners of auto repair, detailing, tire shops

Commercial Landlords
Owners of office buildings, retail centers, warehouses, and other commercial rental properties

Contractors & Construction Trades
Construction contractors and skilled trades with tools, equipment, workshops, or storage facilities
How much does commercial property insurance cost?
Several factors affect your insurance cost, including:
Type of property
Your operations
Year built
Location
Property size
Coverage amount required
Policy limits

